uob private banking
uob private banking
Blog Article
UOB Financial institution features a number of private banking companies created to satisfy the monetary needs of people. Beneath is an extensive overview to assist you fully grasp The real key areas and choices.
Varieties of Accounts
Financial savings Account: This account allows you to spend less even though earning interest.
Options: Easy accessibility, fascination earnings, minimum service fees.
Rewards: Safe place for your resources, prospective advancement by way of desire.
Latest Account: Perfect for every day transactions and managing bills.
Features: Checkbook facility, overdraft safety.
Gains: Hassle-free for normal payments and withdrawals.
Preset Deposit Account: For all those aiming to earn increased desire rates above a hard and fast interval.
Features: Mounted expression deposits, better desire prices when compared with savings accounts.
Benefits: Safe investment choice with predictable returns.
Loans
Private Loans: Unsecured loans that may be utilized for different needs like schooling or household renovation.
Forms:
Installment Financial loans
Credit history Strains
Added benefits: Versatile repayment phrases, competitive interest fees.
Home Financial loans: Customized remedies for getting home or refinancing existing mortgages.
Types:
Set Price Home Personal loan
Floating Amount Household Bank loan
Advantages: Various designs to go well with person desires, eye-catching premiums.
Charge cards
UOB provides An array of charge cards catering to different existence and paying uob personal banking habits:
Benefits Cards: Gain points on each individual acquire which can be redeemed for presents or vacation miles.
Cashback Cards: Get hard cash rebates on every day spending for instance groceries and dining out.
Travel Cards: Distinctive Positive aspects like air miles accumulation and travel insurance plan coverage.
Expenditure Services
For individuals serious about developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for lengthy-time period progress goals.
Structured Deposits * Brings together the options of classic deposits with investment decision products and solutions. * Perhaps bigger returns but with some possibility associated.
Insurance coverage Items
To safeguard on your own and All your family members versus unexpected events:
Lifestyle Insurance policy * Supplies money protection in case of Dying or essential disease. * May also serve as a cost savings Device dependant upon the coverage decided on.
Wellbeing Insurance plan * Addresses health care bills together with hospitalization costs. * Important for mitigating significant healthcare expenses.
Electronic Banking Products and services
Advantage at your fingertips by way of digital platforms:
Internet Banking
Helps you to take care of your finances online:
Perspective account balances and transaction heritage
Transfer money between accounts or fork out charges
Apply for new products and solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cellular apps:
Brief stability checks
Cellular payment possibilities (QR code payments)
Notifications & alerts about account action
Using these comprehensive choices, UOB aims to supply customized banking answers that cater especially to particular person necessities when making sure advantage and security in all transactions.